Comments on: Two little words that are killing America http://phoenixarizonarealestateblog.com/two-little-words-that-are-killing-america/ Phoenix East Valley Real Estate including Chandler, AZ Thu, 19 Jan 2012 01:38:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: admin http://phoenixarizonarealestateblog.com/two-little-words-that-are-killing-america/comment-page-1/#comment-822 admin Sat, 26 Jun 2010 06:53:44 +0000 http://phoenixarizonarealestateblog.com/?p=2853#comment-822 So true, Heather, so true and congrats on killing the credit habit! I, luckily never got sucked into it. Have a credit card to get points for air travel and pay off the balance every month. The only interest I pay is on my house & car payment...and even that gripes me. I know teachers have it rough and can't teach everything, but something certainly needs to be done. Credit is too easy to get and too easy to abuse. Thanks for your comment. So true, Heather, so true and congrats on killing the credit habit! I, luckily never got sucked into it. Have a credit card to get points for air travel and pay off the balance every month. The only interest I pay is on my house & car payment…and even that gripes me. I know teachers have it rough and can’t teach everything, but something certainly needs to be done. Credit is too easy to get and too easy to abuse. Thanks for your comment.

]]> By: Heather http://phoenixarizonarealestateblog.com/two-little-words-that-are-killing-america/comment-page-1/#comment-821 Heather Fri, 25 Jun 2010 21:13:50 +0000 http://phoenixarizonarealestateblog.com/?p=2853#comment-821 Amen Amy! No one in the media or political sphere is talking about this. Personally I turned off the credit spigot in my life over 2 years ago. Partly out of choice, mostly out of necessity. It's been very interesting. And Jon & Jeffrey are so right: delaying instant gratification takes practice & mindfulness but is very rewarding. I own fewer things but love them more. Oh, by the way I used to teach elementary school. Believe me, teachers feel so caught in the middle on this types of issue. Sometimes folks want teachers to teach life skills like money management. After they start, other folks bash them for interfering in family values and ignoring "the basics" of reading & writing. Oy! Aside from the few bad apples, most every teacher has great intentions. But modern-day teachers almost can't win. Amen Amy! No one in the media or political sphere is talking about this.

Personally I turned off the credit spigot in my life over 2 years ago. Partly out of choice, mostly out of necessity. It’s been very interesting. And Jon & Jeffrey are so right: delaying instant gratification takes practice & mindfulness but is very rewarding. I own fewer things but love them more.

Oh, by the way I used to teach elementary school. Believe me, teachers feel so caught in the middle on this types of issue. Sometimes folks want teachers to teach life skills like money management. After they start, other folks bash them for interfering in family values and ignoring “the basics” of reading & writing. Oy! Aside from the few bad apples, most every teacher has great intentions. But modern-day teachers almost can’t win.

]]> By: admin http://phoenixarizonarealestateblog.com/two-little-words-that-are-killing-america/comment-page-1/#comment-820 admin Thu, 24 Jun 2010 16:22:22 +0000 http://phoenixarizonarealestateblog.com/?p=2853#comment-820 Jon~ I don't know how Americans lost their way. I think education in our schools might be the way to go as it seems either parents aren't teaching money management or the kids just aren't listening. Jon~ I don’t know how Americans lost their way. I think education in our schools might be the way to go as it seems either parents aren’t teaching money management or the kids just aren’t listening.

]]> By: admin http://phoenixarizonarealestateblog.com/two-little-words-that-are-killing-america/comment-page-1/#comment-819 admin Thu, 24 Jun 2010 16:20:10 +0000 http://phoenixarizonarealestateblog.com/?p=2853#comment-819 Jeffry You are right on. It frustrates me to no end. I was called unAmerican due to my refusal to accumulate debt on my credit card. Can you believe that? Jeffry You are right on. It frustrates me to no end. I was called unAmerican due to my refusal to accumulate debt on my credit card. Can you believe that?

]]> By: Jeffry Pilcher | TheFinancialBrand.com http://phoenixarizonarealestateblog.com/two-little-words-that-are-killing-america/comment-page-1/#comment-818 Jeffry Pilcher | TheFinancialBrand.com Thu, 24 Jun 2010 15:16:17 +0000 http://phoenixarizonarealestateblog.com/?p=2853#comment-818 A lot of what's wrong in America can be attributed to our society's unhealthy relationship to money. We buy everything we want because that's what we think we're entitled to. We think we deserve to have 3 cars, an RV, pool, ATVs, jetskis, boat, etc., and marketers have perfected the art of making us feel like a failure if we don't attain and accumulate things. Marketers have mastered emotional manipulation, training us that the only way we can achieve happiness is to spend money. Buy, buy, buy. Spend, spend, spend. You need something bigger, better, faster, more. More, more, more! Lost along the way were lessons Americans have long forgotten -- the value of hard work, living within ones means, buying only what you need vs. everything you want, the importance of savings and the discipline of thrift. Cheap and easy credit is only one contributing factor to the ugly financial reality facing Americans. A lot of what’s wrong in America can be attributed to our society’s unhealthy relationship to money. We buy everything we want because that’s what we think we’re entitled to. We think we deserve to have 3 cars, an RV, pool, ATVs, jetskis, boat, etc., and marketers have perfected the art of making us feel like a failure if we don’t attain and accumulate things. Marketers have mastered emotional manipulation, training us that the only way we can achieve happiness is to spend money. Buy, buy, buy. Spend, spend, spend. You need something bigger, better, faster, more. More, more, more!

Lost along the way were lessons Americans have long forgotten — the value of hard work, living within ones means, buying only what you need vs. everything you want, the importance of savings and the discipline of thrift.

Cheap and easy credit is only one contributing factor to the ugly financial reality facing Americans.

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